Dah Sing Multi-Currency Mastercard® Debit Card

Enjoy retail or online spending transactions cash rebate

• VIP Banking: up to 1.3% cash rebate in the first 3 months and unlimited 0.6% cash rebate thereafter
• YOU Banking: up to 1% cash rebate in the first 3 months and unlimited 0.4% cash rebate thereafter

The promotion period is from 1 Oct 2024 to 31 Dec 2024 (both dates inclusive).

The Cash Rebate comprises the Cash Reward and the Additional Cash Rebate listed in the table below:

Debit Card Cash Rebate (Additional Cash Rebate) Promotion

• The retail or online spending is not under any minimum amount requirement.
• Debit Cards retail or online spending must be completed and posted.

Subject to the relevant terms and conditions. For details, please refer the Debit Card terms and conditions and / or Debit Card welcome offer terms and conditions.

Foreign Exchange 0 Trading Spread Offer

New foreign exchange customers (as defined below) who successfully apply for the Dah Sing Multi-Currency Mastercard® Debit Card during 1 Oct 2024 to 31 Dec 2024 (both dates inclusive) and fulfill the designated requirements can enjoy the Foreign Exchange 0 Trading Spread Offer during the Offer Period (as defined below).

"New foreign exchange customers" refers to customers who did not conduct any foreign exchange transaction with the Bank during 1 Apr 2024 to 30 Sep 2024 (both dates inclusive).

The Offer Period is from 1 Oct 2024 to 31 Jan 2025 (both dates inclusive).

• Designated Foreign Currencies refer to AUD, CAD, EUR, GBP, JPY, NZD, RMB and USD.
• Customers must successfully apply for the Dah Sing Multi-Currency Mastercard® Debit Card during 1 Oct 2024 to 31 Dec 2024 (both dates inclusive) and must not have conducted any foreign exchange transaction with the Bank during 1 Apr 2024 to 30 Sep 2024 (both dates inclusive) in order ro enjoy the Foreign Exchange 0 Trading Spread Offer.
• The trading spread will be charged upfront and then rebated to the eligible new foreign exchange customers subsequently.

Subject to the relevant terms and conditions. For details, please refer to the terms and conditions for the Dah Sing MultiCurrency Mastercard® Debit Card ("Debit Card") Welcome Offers.

Risk Disclosure

Foreign Currency Trading - Foreign currency trading involves risks. Foreign currency investments are subject to exchange rate fluctuation which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Before making investment decision, investors should read and understand the offering documents of such products, including but not restricted to the risk disclosure statement and health warning.

Currency Risk (RMB) - Exchange of renminbi (RMB) to HKD or other currencies is subject to currency exchange rate fluctuation. Customers should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to exchange controls imposed by the PRC government, the exchange rate may be easily affected by change in government policies.

Unless the context requires otherwise, this website does not constitute any offer, invitation or recommendation to any person to enter into any foreign currency transaction nor does it constitute any prediction of likely future movements in prices of any foreign currencies. This website has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.